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Last updated: August 2, 2026

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Mortgage Payment Breakdown: What $400,000 at 6.5% Really Costs
Tutorials
Oct 6, 2026•8 min read

Mortgage Payment Breakdown: What $400,000 at 6.5% Really Costs

Monthly payment math, 15 vs 30 years, and where $408,000 of interest hides. Worked amortization with exact 2026 figures.

FirstClickToolsSarah Jenkins
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Rent vs Buy Math 2026: The 5% Rule and When Buying Wins
Tips
Oct 6, 2026•7 min read

Rent vs Buy Math 2026: The 5% Rule and When Buying Wins

Unrecoverable costs decide rent vs buy — not the mortgage alone. The 5% rule, break-even math, and a $2,000 vs $2,400 example.

FirstClickToolsSarah Jenkins
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